Safe Internet Banking Always Important
Online banking or Internet banking allows customers to conduct financial transactions on a secure website operated by their retail or virtual bank, credit union or building society. The number of netizens using net banking to shop online, pay off bills, book rail and train tickets, transfer money, etc., is steadily on the rise in India. The medium has no doubt lent the convenience to a customer like never before but has also exposed him to the lurking dangers of cyber crime. A few precautions can help them to safeguard his hard earned money. Never use cyber café for net banking. Always use virtual keyboard (Every bank has a virtual keyboard window that enables a customer to key in password using a mouse instead of keyboard) to key in the password. Never reveal your password to anyone and even do not write it anywhere. Ensure to remember it for utmost securit. |
Use the SMS alerts facility of the bank as any transaction carried out on the account is reported to the account-holder through SMS. Besides, keep checking your account regularly.
Stay clear of phishing. In phishing, fraudsters who float a site similar to that of the person's bank obtain a customer's personal details. The customers, in good faith, divulge all details about themselves and their account to that website. The number and password are then used to carry out transactions on their behalf without their knowledge.
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